Bank of Salem is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the Bank of Salem site and governs data collection and usage. By using the Bank of Salem site, you consent to the data practices described in this statement.

Collection of your Personal Information

Bank of Salem collects personally identifiable information, such as your email address, name, home or work address or telephone number. Bank of Salem also collects anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests and favorites.

There is also information about your computer hardware and software that is automatically collected by Bank of Salem. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used by Bank of Salem for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Bank of Salem site.

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through Bank of Salem public message boards, this information may be collected and used by others. Note: Bank of Salem does not read any of your private online communications.

Bank of Salem encourages you to review the privacy statements of Web sites you choose to link to from Bank of Salem so that you can understand how those Web sites collect, use and share your information. Bank of Salem is not responsible for the privacy statements or other content on Web sites outside of the Bank of Salem and Bank of Salem family of Web sites.

Use of your Personal Information

Bank of Salem collects and uses your personal information to operate the Bank of Salem Web site and deliver the services you have requested. Bank of Salem also uses your personally identifiable information to inform you of other products or services available from Bank of Salem and its affiliates. Bank of Salem may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

Bank of Salem does not sell, rent or lease its customer lists to third parties. Bank of Salem may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, Bank of Salem may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Bank of Salem, and they are required to maintain the confidentiality of your information.

Bank of Salem does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.

Bank of Salem keeps track of the Web sites and pages our customers visit within Bank of Salem, in order to determine what Bank of Salem services are the most popular. This data is used to deliver customized content and advertising within Bank of Salem to customers whose behavior indicates that they are interested in a particular subject area.

Bank of Salem Web sites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Bank of Salem or the site; (b) protect and defend the rights or property of Bank of Salem; and, (c) act under exigent circumstances to protect the personal safety of users of Bank of Salem, or the public.

Use of Cookies

The Bank of Salem Web site use "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Bank of Salem pages, or register with Bank of Salem site or services, a cookie helps Bank of Salem to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Bank of Salem Web site, the information you previously provided can be retrieved, so you can easily use the Bank of Salem features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Bank of Salem services or Web sites you visit.

Security of your Personal Information

Bank of Salem secures your personal information from unauthorized access, use or disclosure. Bank of Salem secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other Web sites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

Changes to this Statement

Bank of Salem will occasionally update this Statement of Privacy to reflect company and customer feedback. Bank of Salem encourages you to periodically review this Statement to be informed of how Bank of Salem is protecting your information.

Contact Information

Bank of Salem welcomes your comments regarding this Statement of Privacy. If you believe that Bank of Salem has not adhered to this Statement, please contact Bank of Salem at Do.Not.Reply-FISWebServices@fisglobal.com. We will use commercially reasonable efforts to promptly determine and remedy the problem.